How We Bought Smart in Sacramento (And How You Can Too)

How We Bought Smart in Sacramento (And How You Can Too)

We were renting a two-bedroom apartment in Vacaville—paying more than we wanted, with less space than we needed. Every year, rent crept up. Every year, we felt more stuck.

In 2022, we finally made the leap into homeownership by buying a new construction home using a VA loan. It wasn’t easy, but it was absolutely worth it.

Here’s what we learned about owning vs. renting—and how it might help you too.

1. Rent Pays the Landlord. Ownership Pays You.

When you rent, every dollar goes toward someone else’s future.

When you own, your payments build equity—that’s long-term value and ownership in your name. Our mortgage ended up being close to our old rent… but now, we’re investing in ourselves.

2. Stability = Peace of Mind

With rent, there’s no control—rising costs, surprise notices, and constant uncertainty.

Owning gave us predictable payments and peace of mind. No more landlord decisions. No more waiting to see if we’d be priced out.

3. Freedom to Personalize and Grow

The little things make a big difference—mounting the TV, choosing our paint colors, upgrading the kitchen.

We picked a new build, so everything was fresh, efficient, and designed for our lifestyle. And because it was new construction, we didn’t have to deal with bidding wars or fixer-uppers.

Final Thoughts

Buying a home isn’t for everyone. But if you’re tired of feeling stuck, it’s worth exploring your options.

We went from renters with no plan… to homeowners with room to grow. Now I help others do the same—with honesty, heart, and no pressure.

Scroll down to subscribe—and let’s see what’s possible for you.